How These Conditions Govern Your Account
These Terms & Conditions apply when you open, use or ask us to amend an account. You must provide accurate account details, protect your login credentials and complete any phone verification requested before account access. Eligibility depends on local law, and our rules cannot replace requirements
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that apply in your Indonesian region. Wallet records cover deposits and withdrawals made through DANA, OVO, GoPay, QRIS, bank transfer or virtual account; the name and status shown in your account should match the payment route you use. We may pause a transaction while checking account
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ownership, duplicate records or unusual activity. If a rule changes, we will place the updated wording on the policy page and show the effective date. Continued use after that date means you have had an opportunity to read the revised conditions. Where local law permits, you
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may stop using the account and contact us about the next account step.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.